Issuing and top ups is currently not possible

Due to organisational - technical reasons, issuing of new cards and tip ups of existing cards is currently not available.

We appology for the inconviniance.

Your Smartpaycard team

Smartpaycard online, prepaid Mastercard, most beautifull gift for online payments


Smartpaycard online, prepaid Mastercard, with no direct relation to your bank account. On your smartpaycard account you load the funds and instantly you can pay to all merchants, that accepts Mastercard (including PayPal, iStore, Google Play, eBay ...).

With prepaid card you can only spend as much as you loaded, since it is not related to your bank account.

Prepaid card allows you simple and safe payments on internet and it can be used as most beautifull gift card for online payments.


Smartpaycard Online and Smartpaycard Premium prepaid Mastercard





Smartpaycard Online and Smartpaycard Premium

  • Validity - up to 36 months (beginning with the month of card production)
  • Monthly subscription fee - 1 €
  • Transaction fee on 32 MIO POS and WEB - 0 €
  • On-line access - 0 €
  • SMS balance check, curd unlock and management - 0 €
    (your telco price list applies)
  • Use of eWallet - 0 €
  • Loading of eWallet over EU universal bank transfer - 0 €
  • Loading of card from 1€ up to 1.000€ - 1 €
  • Surcharge for loading of card from 1 € up to 100 € on point of sale - 1 €
  • Surcharge for loading of card from 1 € up to 25 € with Moneta - 1 €
  • Purchase of card with generic name on POS - instant
  • Interconnection with your bank account - not required
  • Personal data at new card purchase - not required (TCS applies)
  • On-line personal documents upload proving the ID of user for higher limits on card (KYC) - 0 €
  • One time activation cost of new premium phisical card - 5 €
  • Available KYC proceedings - 10 €
  • ATM cash withdrawal inside EU - 1,5 €
  • On-line or SMS KYC to KYC card transfer - 0 €
  • Maxium KYC card balance - 15.000 €


  • Advance notice of TCs changes due to EU PSD2 directive


    “Due to changes in the regulation of Payment Services Providers, namely the Payment Services Directive 2 (PSD2), we will be updating our Terms and Conditions. The Regulations are based on an EU Directive designed to increase benefits for customers across Europe by enhancing the transparency and standardisation of service terms and conditions.

    Please Note: The changes will come into effect on 13th of January 2018, customers who are not happy with the changes will have the right to terminate the agreement free of charge. Any use of your card after this time will assume acceptance of the changes to the Terms and Conditions.”



    On October 30th new Terms and conditions for smartpaycard, prepaid Mastercard cards, were published.

    The main change is new card, smartpaycard online, which is dedicated to online payments only.

    New card online will be available as soon as it will be technically possible.

    New prices for premium and simple cards will apply on Jan. 1st. 2018.

    Your smartpaycard team

  • New AML regulation changes the limits of the NO KYC smartpaycard premium cards


    Since Nov. 19th 2016 on, new AML law in Slovenia (ZPPDFT-1) changes the allowed limits of the use of NO KYC Smartpaycard Premium cards:

    1. one single load of total maximum up to 250 €
    2. ATM withdrawal only up to 100€.

    To pass the new limits card holder can proceed with KYC upgrade process inside the card portal.

    We apologies for inconvenience.

    Smartpaycard team